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With interest rates at historically low levels, it's worth finding out if you could get a better deal on your home loan


Are you in need of a cash injection to support your home renovations, educational courses or perhaps consolidate credit card debt? Well, you’ve come to the right place!


Starting your own business is great, in order to grow it you generally require a large amount of capital. Whether you’re a new business owner or you’ve been around for a few years, AeFin can help you with finance options that support your business needs

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So, you’ve received your loan, purchased your home and you’ve been with your current lender for a while now, but are you getting the most out of your loan? Could you be saving money and accessing more suitable features? As time passes, your living situation changes too. If your situation has changed since getting your first home loan, you should consider refinancing your loan.

Has life changed? Here are a few reasons to consider refinancing your loan: Looking for a better interest rate; Looking to use the equity in your home to renovate; Looking for new features and add-ons such as flexible repayments; and, Your living situation has changed – change in relationship status, additional family; members, or family members who’ve recently moved out, - your business require a cash injection or you may want to take opportunity to access discounted stock or even to scale your business

Meet Our Advisor

Juan Jeffery (Founder)

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Request a FREE 30 MINUTE loan consultation

We do not charge you a fee when reviewing your requirements and submitting your loans - Our income is derived from Lender commissions and other business marketing, operations and cashflow management services where required

A Financial Advisor will answer your calls and emails
You'll be informed about your refinance details
You'll be treated with compassion and respect
You supply us with all your supporting documents
We prepare and submit the loan application on your behalf
You receive your bonus holiday voucher

Real Testimonials

Give us your business and get results!

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"No one told us this before"

"We own a significant investment portfolio and this is the first time anyone has taken the time to explain the ins and outs of what to do, what not to do and why. Thank you AeFin!"

Sanjiv and Prianka

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"AeFin understood what we wanted"

We used to listen to our bank manager but since AeFin worked with us, our view changed - AeFin understood what we wanted even when we had preconceived ideas from the banks and got us the finance we needed!

Helen and Tara

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"We were stuck with a high rate"

We were stuck with our bank with a very high interest rate and could not refinance because of low equity. AeFin helped us increase our equity position and refinance at a much lower interest rate and no Lenders Mortgage Insurance!

Hans and Thandie

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Frequently Asked Questions

How Do I Start?

Fill in your details in the form and we will get in touch with you

What Documents Do I need to Refinance?

Recent Paysllips that document your income, latest Tax Assessment Notice, Letter from your employer that confirms your salary and employer contact details, ID documents (Passport, Drivers licence, Medicare), Bank Statements and Loan Statements.

Is the lowest rate loan the best loan for me?

Not necessarily - The best loan for you is one that first of all you qualify for so you get approved, next has all the features and requirements for your needs and lastly the loan that provides you with the lowest overall cost (a low interest rate loan may have much higher fees and may not be suitable for your requirements, making it more expensive - We take care of that for you, accessing 100's of loans and provide you with the lowest cost, most suitable loan options to select from.

How do I qualify for my Complimentary Holiday?

Simple - Just apply for a home loan with us and you will receive a complimentary Australian Holiday on us. Depending on your loan amount you may qualify for a New Zealand Holiday. We are so confident that you will be satisfied with our service that just by applying for a home loan with us, you will receive a 3 night complimentary hotel stay on us (4 nights depending on availability), You will only be responsible for personal expenses such as local and hotel taxes, resort fees if any, food, and beverages as well as transportation. (Terms and Conditions Apply)

What destinations are available to choose from?

Australia and New Zealand only (Depending on Loan Amount) as country destinations due to COVID restrictions. Any available destination that is more than 160km from your place of residence.

What happens if I do not qualify for a refinance?

Unfortunately since the Banking Royal Commission ASIC and AFCA have tightened lending rules significantly and where homeowners prevoiusly qualified for a home loan many do not qualify under servicing the loan or do not have enough equity in their home to refinance.

All is not lost as you can still qualify for a Bonus Holiday by referring 5 of your homeowner family or friends to us. If any of your 5 friends apply for a loan with us they will qualify for a Bonus Holiday and you will also receive a Bonus Holiday .(One Holiday Voucher only per household)

    Contact Us

    10 A King William St, Bayswater WA 6053

    PO Box 168 Rochedale QLD 4123


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